Terms of Service

KatKolegas.Love (d/b/a “KatKolegas.Love,” “we,” “us,” or “our”) is a coaching and consulting business based in the United States. You can contact us at [email protected]. By using our website, services, or purchasing from us, you agree to these Terms.

Services

We provide coaching and consulting services including one-on-one coaching, group programs, workshops and live events, and digital courses and educational materials. All services are intended for educational and informational purposes only. They are not medical, psychological, or legal advice, and should not be treated as a substitute for professional care.

No Guarantees

We do not guarantee any specific results or outcomes from our services. You understand that your results depend on your own effort, participation, circumstances, and other factors outside our control.

Payments

We accept payments via Stripe, PayPal, Venmo, and other payment processors. By purchasing any service, you agree to provide accurate billing information and authorize us to charge your selected payment method.

All payments are required in full unless otherwise agreed in writing. If payment plans or subscriptions are offered, you agree to complete all payments unless otherwise stated.

Refund Policy

All sales are final unless explicitly stated otherwise in writing for a specific offer. We do not guarantee refunds.

SMS, Email, and Communications

By providing your phone number and/or email address, you consent to receive communications from us.

SMS messages are primarily used for appointment reminders, scheduling updates, and important service-related notifications. We may also send promotional or educational messages.

Message and data rates may apply. You may opt out of SMS or email communications at any time by replying STOP to SMS messages or using the unsubscribe link in emails.

Marketing and Advertising

We may use tracking technologies such as cookies, pixels, and similar tools (including Meta/Facebook Pixel and similar advertising platforms) to measure advertising performance, understand website usage, and deliver relevant marketing and promotional content.

By using our website, you acknowledge and consent to this type of data collection and use.

User Responsibility

You agree that you are fully responsible for your own physical, mental, and emotional wellbeing while participating in our services. Coaching is a collaborative process and you are responsible for your own decisions, actions, and results.

Intellectual Property

All content, materials, and resources provided by KatKolegas.Love are owned by the company and may not be copied, reproduced, or distributed without prior written permission.

Limitation of Liability

To the fullest extent permitted by law, KatKolegas.Love is not liable for any direct, indirect, incidental, or consequential damages resulting from your use of our services or website.

Changes to Terms

We may update or modify these Terms at any time. Continued use of our website or services after changes are posted means you accept the updated Terms.